Loans

Loans

Residential Mortgage Loans:

  • A wide variety of variable and fixed rate programs, including FHA and VA

Home Equity Credit Lines:

  • Use the equity in your home for purchases, debt consolidation or home restoration projects.
  • Setting up your line of credit is fast and easy.
  • Low interest rates – From $15,000 to $100,000 for a single-family dwelling

Commercial Real Estate Loans

Construction Loans

Auto loans (Cars, Trucks and Commercial Vehicles):

  • Up to 90 percent financing on new cars and up to 80 percent on used cars
  • Rate and payment fixed for the entire term

Unsecured Credit Lines:

  • Maximum loan amount $2000

Share Loans:

  • Use your deposit account as collateral for a loan.
  • Borrow up to 90 percent of your deposit balance at a low interest rates

CRA

The Community Reinvestment Act (CRA) and the Federal Banking Regulators’ CRA regulations were enacted to help ensure that banks meet the credit needs of their communities. CRA encourages lenders to establish dialogues with local community members regarding their credit needs and to make efforts, within sound credit practices, to help meet those needs.

* APR – Annual Percentage Rate
* APY – Annual Percentage Yield