Rates above are for a purchase loan and effective 1/30/2023, assume borrower with excellent credit, are subject to change without notice and subject to adjustment based on factors such as your Credit Score and Loan to Value (LTV) ratio. Hazard, Flood and Mortgage insurance may be required. Not maintaining an escrow account and other variables may also increase your monthly payment. The APR reflects the effective cost of your loan on a yearly basis and includes in the calculation generally applicable Finance Charges of $1,700.00. Any Prepaid interest is not included. For example, on a Purchase Loan of $240,000 minus a $40,000 down payment, the monthly payments would be $1,688.47 on a 15-year loan or $1,274.88 for 30 years. Those amounts do not include taxes or insurance costs. This is not an offer or a commitment to lend. Credit quality, collateral property and other information requested are subject to review and approval.
Please call us or visit one of our offices for additional and current rate information.