Home Loans     

 Interamerican Bank (NMLS# 430472)    

Residential Mortgage Loans

   Apply for a new Mortgage (click here)

  • Low interest rates.
  • Buy a new home.
  • Lower your monthly payment or shorten the term of your current mortgage.
  • Equity cash to take care of an unexpected emergency.

We provide a wide array of variable and fixed rate programs to better suit your needs.

Current  Mortgage Rates:

 

30-year Fixed

15-year Fixed

 Rate 7.25% 7.00%
 APR(*) 7.336% 7.136%

 (*) Annual Percentage Rate

Rates above are for a purchase loan effective 06/18/2024 and may change daily,  assume borrower with excellent credit, are subject to change without notice and subject to adjustment based on factors such as your Credit Score and Loan to Value (LTV) ratio. Hazard, Flood and Mortgage insurance may be required. Not maintaining an escrow account and other variables may also increase your monthly payment. The APR reflects the effective cost of your loan on a yearly basis and includes in the calculation generally applicable Finance Charges of $1,700.00, Prepaid Interest is not included. For example, on a Purchase Loan of $240,000 minus a $40,000 down payment, the monthly payments would be $1,812.94 on a 15-year loan or $1,375.95 for 30 years. Those amounts do not include taxes or insurance costs. This is not an offer or a  commitment to lend. Credit quality, collateral property and other information requested are subject to review and approval.

Please call or visit one of our offices for the most current rate information.

 

Home Equity Lines

  • Use the equity in your home for purchases, debt consolidation or home restoration projects.
  • Setting up your line of credit is fast and easy.

Please contact:

Eiler Valle   (NMLS# 1454417)

Ph. (305) 223 1435 ext. 106

Email:

EValle@Interamericanbank.com

(email messages are not secure, please do not include sensitive information when contacting us)

Construction Loans

Finance the construction of your dream home and if you prefer, do one loan now that will later convert to a permanent financing once your home is finished.

  Please contact:  (email messages are not secure, please do not include sensitive information when contacting us)

 Miguel T Lopez (NMLS# 809396) Ph: (305) 223 1435 ext 124

email: MTLopez@Interamericanbank.com

 Tony  Roman (NMLS# 500996)  Ph: (305) 223 1435 ext 122 

email: TRoman@Interamericanbank.com

 

 

 

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